
Social Security
The Case for Delaying Social Security to 70 — and When It Does Not Hold
Waiting raises the monthly benefit by roughly 8% a year. For some households that is the best deal available; for others it is a mistake.
By Margaret Ellison·
Section
Claiming strategies, benefit rules, and the trade-offs behind when and how to file.

Waiting raises the monthly benefit by roughly 8% a year. For some households that is the best deal available; for others it is a mistake.

Claiming decisions are rarely made alone. Coordinating between two earners can add up to real money.
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