Susan Park

Miss an enrollment window and the penalties can follow you for life. A calendar-first guide to getting it right.

The years between retirement and required withdrawals are a narrow window. Used well, they can lower a lifetime tax bill.

Used deliberately, an HSA is one of the few accounts that is never taxed on the way in or the way out.

A modest annual rise in prices is easy to ignore in year one. Compounded across retirement, it is anything but modest.

Selling the family house can free up capital and cut costs — or quietly introduce new ones. A clear-eyed look at the trade.

The advice that served you while working may need revisiting once a paycheck is replaced by a portfolio.

Lower premiums come with narrower networks and prior authorization. Understanding the exchange is the whole decision.